A retail organization is designing a Copilot Studio agent that will recommend product bundles and financing options to customers during online checkout. As the Business Solutions Architect, you are following Microsoft's Responsible AI Standard. During the design phase, before any development begins, you want to systematically identify how the agent could cause harm to different customer groups (for example, steering vulnerable customers toward costly financing) and document mitigations for each. Which Responsible AI practice should you apply first to structure this effort?