Question

A bank deploys a generative AI assistant that drafts loan approval recommendations for officers to review. To align with responsible-AI principles for a high-stakes decision, which practice should the bank prioritize?

Accepted Answer

Keep a human-in-the-loop so a loan officer reviews and approves each AI recommendation before it affects a customer

Answer

Fully automate the final approval decision to reduce processing latency and staffing costs

Answer

Increase the model temperature so the assistant produces more varied recommendation wording

Answer

Remove all logging of the assistant's outputs to protect applicant privacy